Microsoft Copilot is built directly into Windows, Bing, Edge, and Microsoft 365 apps like Word, Excel, Outlook, and Teams. Here’s the full breakdown of its free and paid options, including pricing, capabilities, and value for money.
Free Plan (Copilot – Basic Access)
- Price: $0/month
- Models Available: GPT-4o (via Bing and Edge)
- Integration: Works in Bing Search, Edge sidebar, and limited Windows features
- Daily Limits: Usage capped and lower priority during peak times
- Microsoft 365 Integration: Not included
- Performance: Standard speed, sometimes slower under heavy load
Best For: casual Bing/Edge users and light AI queries without commitment.
Copilot Pro (Paid)
- Price: $20/month (as of 2025)
- Models Available: GPT-4o with higher usage limits and faster performance
- Integration: Unlocks AI features inside Microsoft 365 apps (Word, Excel, Outlook, PowerPoint)
- Productivity Tools: Drafting, summarising, formatting, and data handling inside Office apps
- Performance: Priority access, faster responses, better reliability
- Availability: Works across devices (desktop, mobile, web)
Best For: professionals and students using Microsoft 365 who want AI to streamline work.
Business / Enterprise Plans
- Price: Varies with Microsoft 365 Business and Enterprise subscriptions
- What You Get:
- Admin tools and compliance features
- Organisation-wide integration
- Extended quotas and performance
- Security and enterprise-grade reliability
Best For: organisations already running on Microsoft 365.
Scores Recap
- Free Version: 7/10 — Decent for quick Bing searches, but limited depth and no Microsoft 365 access.
- Paid Version: 9/10 — Seamless productivity boost across Word, Excel, and Outlook.
- Value for Money: 8/10 — Excellent if you’re in Microsoft’s ecosystem, less useful if you aren’t.